12-Month Project Accelerator
0.00% illustrative APRPromotional option with a $1,000 down payment and equal scheduled payments.
Explore this option →HOME IMPROVEMENT FINANCING UP TO $5,000
Turn your next project into a manageable monthly plan.
Explore conditional financing options, select a preferred program, and track underwriting, documents, statements, and payments in one secure workspace.
Soft-pull workflow readyHuman underwritingSecure customer portal
PROJECT FINANCING$5,000maximum application amount
ApplicationOnline
StatementsMonthly
SupportSecure
PROGRAM OPTIONS
Financing designed around the project timeline
Choose a preferred structure after prequalification. Final terms are issued after underwriting and verification.
24-Month Essential Plan
10.99% illustrative APRA balanced fixed-payment option for essential repairs and upgrades.
Explore this option →36-Month Flex Plan
13.99% illustrative APRPredictable payments with additional time for larger projects.
Explore this option →60-Month Advantage Plan
16.99% illustrative APRThe longest illustrative term with lower scheduled monthly payments.
Explore this option →ONE SECURE FINANCING WORKSPACE01 02 03 04 05 06
Everything customers need, without the paperwork maze.
Track the complete account lifecycle from application through final payment.
Application timeline
See prequalification, program selection, underwriting, document, and decision stages.
Payment center
Manage approved bank or tokenized card methods, due dates, autopay preferences, and receipts.
Statements & notices
Access monthly statements, agreements, disclosures, payment history, and account notices.
Profile controls
Update eligible contact details, communication preferences, language, and security settings.
Secure support
Use authenticated support messaging and receive application and payment notifications.
Credit education
Review practical steps for strengthening a credit profile and correcting report errors.
CUSTOMER EXPERIENCE
Financing support built around clarity
★★★★★
“The process was organized, easy to follow, and kept the project options in one place.”
Homeowner experience★★★★★
“Clear stages and responsive support made it easier to understand what happened next.”
Digital application experience★★★★★
“The program comparison helped us evaluate the monthly impact before final review.”
Project planning experienceKNOW BEFORE YOU APPLY
Frequently asked questions
Does prequalification guarantee approval?
No. It allows the application to proceed to program selection and underwriting. Final approval requires verification and final disclosures.
Will checking options affect my credit?
The production credit provider must be configured for the disclosed consumer-report workflow. The authorization page explains the intended process.
Can I change my payment method?
Approved customers can manage eligible tokenized bank or card methods through the secure portal after payment integration is activated.
How are monthly statements delivered?
Statements are made available through the customer portal and can be paired with email or SMS availability notices.
